So its happened. I am going through the begining stages of setting up my first home loan to buy my apartment from my olds. Its finally come down to them losing the place they originally brought for my future as well my future is now the present and so on.
Just me, all mine - I am 20 and will be a home owner.
Despite Mark living with me he will not be joining my name on the deed/loan/etc. How the hell could we even consider doing that when the biggest thing I have got him to commit to is a holiday to Melbourne? Sure we technically have a join visa debit account with ANZ but he used it the day we got it so more on the technical side its my account he has a card to.
I was hoping he would grow up abit or at least put the dishes away when I asked not 3 days later when he feels like it and we could use the money from my olds from the unit and go into building/buying a house. But he isnt ready for the grownup world. I mean come on - he moved outta home what more do I want him to do? Um maybe start thinking and working towards a future while we have these chances available to us?!
So anyways, I am buying my apartment. It will be all mine and I could do with it what I want. I could sell in a couple of years, i could not. I wanna keep it as my first rental property and use the equity as a deposit later on say in 2-5 years to buy/build a house. With or without mark. If i waited for him nothing would happen. And this is what my parents intended.
Yay. I own my own property!! So insane!!! Well not yet.... but should by end of year!
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YAY, and we can do nothing together because we have loans to pay off!
Mark should have my dad, he'll push him like no one else!
At least this won't be all done until the end of the year, my dad has made all the plans and application this morning after we discussed this last night!
OMG what am I getting myself into. I need to look at the positive a nice car to go to and from work and be able to not worry about it breaking down and sleepless nights hoping my car is ok, and have a CD player in it! YIPPEE!
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